Holding Insurance Companies Accountable For Their Actions
An insurance policy is purchased to financially protect you in the event of an accident or another unforeseen event, but the insurance company may fail to uphold their end of the contract.
At Johnson & Associates, our attorneys are experienced in holding insurance companies accountable. We understand the nuances of insurance bad faith claims and are committed to giving you the ardent support and representation you need.
What Does “Bad Faith” Mean?
In Ohio, insurers must treat consumers with good faith and fair dealing in every insurance policy. When an insurance claim is denied without reasonable justification, that promise of good faith is violated.
Examples of what could constitute as bad faith include:
- Denying benefits
- Delaying payments
- Paying less than what is owed
- Failure to provide a defense if you are sued
- Failure to follow contractual procedures in a dispute
A bad faith claim can stem from any type of policy, including those for automobile, homeowners, health or dental insurance.
Accounting For The Financial Loss You Have Suffered
The court reviews only an objective interpretation of the terms of the insurance contract, rather than any subjective viewpoints. An attorney is essential to represent your personal interests.
Our attorneys will work diligently to prove that due to the breach of contract, you are entitled to recover all available damages. Such damages could include:
- All consequential losses
- Loss of use of the insurance proceeds
- General damages
- Attorneys’ fees
- Punitive damages, in cases of egregious misconduct
Insurance companies are large entities with substantial legal knowledge and financial resources at their disposal. Utilizing our decades of experience facing insurance companies in court, we will work to prove that they both failed to uphold their end of the contract and did so for no justifiable reason.
Discuss Your Case With An Attorney
Measures must be taken promptly to pursue legal action on a bad faith claim. Schedule a free initial consultation with our experienced lawyers in Toledo to discuss your case. Call us at 419-455-1245 or reach out to us online.